Choose PayPal at checkout and select PayPal Credit
No Interest if paid in full in 6 months on purchases of $99 or more
Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
- A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
- No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
- For New Accounts: Variable Purchase APR is 25.99%. The APR is accurate as of 9/1/2019 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
- Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
- Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.
Buy now and pay over time when you spend $98.99 or less
- Avoid paying interest by paying your balance in full each month by the due date.
- You can also make payments until you've paid off your balance according to your standard account terms. Interest charges may apply.
- We'll send you email reminders when your payments are due. You can keep track of your account and view your statements online at any time.
About PayPal Credit
PayPal Credit is a digital, reusable credit line available to purchase goods and services from thousands of online stores. Use PayPal Credit to shop anywhere PayPal is accepted.
Whether you're buying the perfect gift or purchasing a new couch, you can get 6 months special financing on purchases of $99 or more. The best part? This isn't a one-time offer. You can enjoy paying over time every time you shop with PayPal Credit.
PayPal Credit delivers the same trust, security, and flexibility that you get from PayPal.
Click here to apply for PayPal Credit and view the Terms and Conditions.
PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. You must pay with PayPal Credit to get the offers. Minimum purchase required is before shipping and tax. Offers not valid on previous purchases, returns or exchanges.
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